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Every member receives the same exceptional physician care. You simply choose the level of support and care-management intensity that fits your life.
Stellar 360° Membership
One standard of exceptional care
Know you
Guide you
Advocate for
you
FREQUENTLY ASKED QUESTIONS
Stellar 360° is a concierge-style, executive-health model that provides personalized, proactive care through an annual membership (payable monthly or annually). It does not replace your Medicare or your Insurance. It covers care beyond what your insurance covers.
Unlike traditional care, which often limits interactions to "medical necessity," our program prioritizes a direct, ongoing relationship with your physician — comprehensive exams, extensive communication, and tailored wellness strategies.
Not necessarily. Any appropriately licensed healthcare professional associated with the Practice may provide Exam Services. If your usual clinician is unavailable — because of vacation, illness, or a technical problem with communications equipment — the Practice will endeavor to make another clinician available to you.
Health insurance is essential for covering many medical services, but it is primarily designed for reactive treatment. Our membership complements your insurance by providing proactive, patient-centered care focused on prevention, extensive communication. It's designed to enhance your health outcomes and quality of life — it does not replace your insurance coverage.
Possibly, but it is not guaranteed. The Services Fees are designed to qualify as eligible medical expenses, and some patients pay with HSA, FSA, or HRA funds or through employer funding. The Practice cannot promise that they will qualify for you, because eligibility depends on factors specific to your situation.
Before you rely on this, confirm HSA eligibility with your tax advisor, FSA or HRA eligibility with your plan coordinator, and employer funding with that employer’s labor, ERISA, or tax counsel.
What's included in program
Annual 360° Health Assessment
Direct physician communication
Home visit availability
Family conferences
Hospital transition coordination
ALF / SNF coordination
Care-management intensity
Accepting New Patients
Hospital & Transition Coordination
Same / Next-Day Appointments
Works Alongside Your Insurance & Medicare
Insurance remains important. Stellar provides something different.
Stellar uses a Hybrid Concierge Model. Your membership covers the enhanced services that insurance was never designed to provide — Time, Access, Planning, Navigation, and Continuity. Covered clinical services are still billed to your insurance or Medicare, just as they would be at a traditional practice.
This approach makes particular sense for Medicare-aged and medically complex adults, and it keeps your out-of-pocket costs predictable.
